Live baccarat rules

Baccarat is the favorite game of secret agents, super villains and, of course, casino VIPs. Now you too can feel like a VIP and play live baccarat at PokerStars Casino. Challenge a real dealer, score nine points and feel like a real high roller.

Game progress

Learning to play baccarat is very easy. After the bets have been placed, the banker (dealer or “house”) and the player are dealt two cards each. The task of each of them is to get the number of points as close to 9 as possible, using a maximum of three cards. The cards have the following denominations:

MapGlasses
Aceone
2-92-9 according to the number on the card
10 / jack / queen / king0

If the amount is 10 or more, then only the second digit of the amount is taken into account in the result. For instance. 7 + 5 + 2 = 14, so the total score is 4.

The player can bet on three possible outcomes: the player’s victory (paid 1: 1), the banker’s victory (paid 1: 1 minus 5% commission, for example, with a $ 100 bet, the player will receive $ 195 back) or a draw (paid 8: 1).

Rules for dealing the third card

Each distribution of baccarat takes place strictly in accordance with the established rules.

The following rules apply to the player’s hand:

  • if the banker or the player received 8 or 9 points on the first two cards (the so-called “natural hand”), they win (or a draw is counted with the same number of points for the player and the banker), and a new distribution begins. Naturals 9 beats naturals 8.
  • If the sum of the points of the first two cards of the player is 0-5, the player must draw the third card.
  • If the sum of the points of the first two cards of the player is 6 or 7, then no cards are dealt to him, and the banker will receive the third card if the sum of his points is between 0 and 5.

The banker takes the third card also in accordance with certain criteria described in the table below.

Banker points on two cardsThe banker takes the third card …
0-2Automatically
3If the player draws a third card (except 8)
fourIf the player takes the third card with 2-7 points
fiveIf the player takes the third card with 4-7 points
6If the player takes the third card with 6-7 points
7-9Doesn’t take a card

The banker always receives the third card according to these rules, even if he won if he did not take the third card.

Additional bets

Bet typePayDescription
Player pair11 to 1An additional bet that wins if the first two cards dealt to the player are a pair
Banker couple11 to 1An additional bet that wins if the first two cards dealt to the banker are a pair
  • Please note that only one of these bets can be placed in each hand.

The above rules for dealing cards are applied automatically, there is no need to make any decision.